attcbf said:
ChicagoFit said:
attcbf said:
I’m still stuck in the middle of trying to finish my very first transaction. I’ve read plenty about gubmnt cracdowns, frozen accts, and other horrors, and that made me extremely hesitant to step into crypto at all. Like chicagofit, I also went to you tube and asked my friend, Claude. I told it I wanted ease, minimal hold times, and low fees, and I found none of that.
After a week and more hours than I want to tally, I’m now setting up my 3rd wallet, and none of them hold any crypto. I wanted to use ACH with Kraken, but learned it comes with a 7-day wait period. I figured Moonpay was the solution, but discovered (1) they permit ACH only for sales, not purchases (even though the support chatbot said I could), and (2) it keeps rejecting my debit cards (even though I’ve checked with banks and there are no crypto restrictions). Now I’m trying Gemini and hoping this nightmare ends soon. Wish me luck.
Appreciate it — it helps to realize other people are dealing with the same mess.
Update. I'm at the point where I want to hurl my computer, my phone, and anything else I've used for crypto purchases straight into a wall.

Dozens of hours have gone down the drain, plus many days spent waiting on different exchanges to resolve the numerous obstacles I've hit (and yes, that word choice is intentional—I still haven't managed to clear those hurdles). On top of that, I found out that most support messages sent by email don't permit any reply. The only route to communicate is through online chat, and in my case, that hasn't fixed a single thing. It's enough to drive you crazy.
At long last, I managed to purchase USDT, but then the exchange wouldn't allow me to move it to my wallet. I escalated the support chat, yet the entire week has passed with me waiting for the hold—or whatever they call it—to be lifted, and support has completely ghosted me. The frustration is overwhelming; I'm now leaning toward staying with US-based sellers, even though they cost 3x what overseas ones do. And sadly, I don't know a single person who could assist me, even if I paid them, in getting all of this configured.