Buying in Coinbase and sending to Exodus vs. buying in Exodus

Commander

Commander

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I see a lot of people saying to buy in Coinbase and then send to you Exodus wallet because the fees are less. I just bought USDT in Coinbase and the fees were the same as buying it directly in Exodus (through moonpay). Then I had to pay a fee to send it to Exodus.

So how is this better than buying directly in Exodus?
 
If you're not paying with a card vs bank transfer of some sort, there will be fees regardless of who you use.

I buy USDC through Coinbase using primarily bank transfers, pay no fees, and pay no fees to transfer to Exodus.
 
Commander said:


I am paying with my debit card. So if I hook my bank account to it, will there be no fee?

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It looks like Coinbase charges ~2.4% with a debit card. They charge nothing with a bank transfer and my transfer limit is considerably higher (over 100x) using the bank account vs debit card.

Frequently my bank transfers don't have a transfer delay.
 
woundcarping said:


It looks like Coinbase charges ~2.4% with a debit card. They charge nothing with a bank transfer and my transfer limit is considerably higher (over 100x) using the bank account vs debit card.

Frequently my bank transfers don't have a transfer delay either.

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I've had a coinbase account for forever, but haven't really transferred anything off ever. My first bank transfer required a 7 day hold, whereas my debit card require no wait time.
 
Commander said:


OK, do all bank transfers have a long hold time?

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woundcarping said:


Frequently my bank transfers don't have a transfer delay.

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...

Sometimes they do, frequently they don't. The first had a delay best I recall.

Luckily they tell you before the transfer how long the delay will be.
 
woundcarping said:


...

Sometimes they do, frequently they don't. The first had a delay best I recall.

Luckily they tell you before the transfer how long the delay will be.

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This. The first one will typically take 5 business days or so.
 
Commander said:


I added my bank account. for $1000 it wanted 1% plus an $18 fee...

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The fee is because you’re buying USDT. If you were buying USDC it should be free, and free to transfer on the SOL network.
 
woundcarping said:


The fee is because you’re buying USDT. If you were buying USDC it should be free, and free to transfer on the SOL network.

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Ahhh… That makes sense. That sucks, my vendor only takes BTC and USDT
 
I really hate Exodus. Anytime I try to buy more than $100 of USDT on exodus, Moonpay want me to pay with Venmo or PayPal. That takes a whole lot more fees.

Forgot trying to buy in Coinbase and send to Exodus. Coinbase puts hold on my Crypto.

I have been reading about Trust Wallet. From what I am seeing, Trust Wallet takes the gas fee directly out if the USDT, so I don’t need to have separate gas.

My vendor only accepts USDT TRC20, Solana, ERC20. I want to buy with bank account or Debit Card.

Does anyone know anything about Trust Wallet?
 
So I ended up using Trust Wallet instead of Exodus. They have a lot more pay options. I am also looking into Oobit. Has anyone used Oobit to buy Crypto?
 
Setup your bank account ACH and connect with plaid to your checking. Buys or transfers are free (or) cheaper if you use the pro.coinbase.com trading platform instead of the general website with the "dummy user interface."

Granted, I usually just buy USDC and and can trade $1000 instantly off coinbase with no issue or fees.
 
Schism said:


Granted, I usually just buy USDC and and can trade $1000 instantly off coinbase with no issue or fees.

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Trading doesn’t matter to many here, it’s the transfer.

I did some Plaid deposit verification process that took care of the transfer delay, most of the time.
 
I did set up the Bank ACH. It is still holding my crypto for 7 days. I only did two small test amounts. $20 the other day, that went through using my debit card. And $100 yesterday using my Bank ACH, that one is on hold for 7 days.

The limits are also low. $320 for debit card, $1000 for Bank ACH..

I only buy USDT
 
woundcarping said:


Trading doesn’t matter to many here, it’s the transfer.

I did some Plaid deposit verification process that took care of the transfer delay, most of the time.

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I also did the Plaid thing
 
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