Buying and selling bitcoin without the KYC paperwork

Dexter

Dexter

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DISCLAIMER: I HAVE NOTHING TO DO WITH PEACH BITCOIN. NOBODY THERE EMPLOYS ME OR PAYS ME, AND I AM NOT ON THEIR TEAM. WHAT FOLLOWS IS AN EDUCATIONAL WRITE‑UP FOR READERS WHO WANT TO BUY BITCOIN PERSON‑TO‑PEER WITHOUT HANDING OVER CASH. VERIFY EVERYTHING YOURSELF; THE RISK STAYS WITH YOU.

Buying Bitcoin Peer‑to‑Peer (P2P) With No KYC and No Cash

On most centralized exchanges, buying even a tiny slice of Bitcoin means handing over identity papers, selfies and bank details. Peach Bitcoin works along a different line: it is a mobile peer‑to‑peer marketplace where coins change hands between users directly, and in many cases the usual KYC step is skipped entirely — provided you respect whatever legal ceiling applies where you live.

These notes walk through buying Bitcoin P2P through Peach while paying by bank transfer or a payment app, so there is no need to arrange a face‑to‑face handover of cash.

1. What Is Peach Bitcoin?​#-1-what-is-peach-bitcoinPeach Bitcoin is an app‑only, peer‑to‑peer (P2P) marketplace on which buyers and sellers deal with each other directly rather than routing trades through a centralized exchange.

The wallet sits on your own device rather than with the company, and trades are protected by an escrow step: the seller’s coins are held while the deal runs, and they are only handed over once your payment has been confirmed.

The essentials:

  • An app for Android phones and Apple devices.
  • Bitcoin only — altcoins are nowhere in the picture.
  • Built for P2P deals across a range of payment rails, bank transfers and payment apps among them, which means physical cash never has to enter the picture.
2. Legal Limits and Privacy Basics​#-2-legal-limits-and-privacy-basicsThe rules Peach is built around permit trading with no KYC up to set daily and yearly ceilings. Those ceilings shift over time and vary from one country to the next, so the current figures are always worth checking in the app or on the provider’s site.

Should privacy be the priority:

  • Buy in modest, regular amounts rather than in one enormous lump.
  • Keep coins bought without KYC well apart from wallets or exchanges where you have shown ID.
3. Downloading and Installing the App​#-3-downloading-and-installing-the-app
  1. Go to the official Peach Bitcoin site and follow its links through to Google Play or the App Store.
  2. Install the app on your phone.
  3. Register with the basic details asked for — normally just an email and a password; ID and selfies only come into play above the standard ceilings.
  4. Once the wallet exists, make a backup — write the seed phrase down or store it somewhere safe — so the funds can be recovered should the phone go missing.
4. Preparing Your Bitcoin Wallet​#-4-preparing-your-bitcoin-walletPeach ships with a wallet of its own that keeps your keys in your hands, and an outside wallet can be linked up as well wherever the app allows it.

What works best:

  • Settle on a destination first: the wallet inside the app, or an external one such as a hardware device.
  • Paste your receiving address into the app beforehand, so anything you buy lands in a wallet whose keys you hold.
  • Keep seed phrases and backups away from the internet — not in screenshots, not in cloud notes.
5. Adding Non‑Cash Payment Methods​#-5-adding-non-cash-payment-methodsDoing this without cash means setting up the electronic options that sellers actually accept. The usual ones are:

  • Bank transfers — SEPA, for instance, across Europe.
  • Payment apps such as Revolut, Wise, PayPal or N26, depending on which of them people around you actually use.
  • Anything else digital, vouchers included, when an individual seller offers it.
Pick options that:

  • You already know your way around and have reason to trust.
  • Plenty of other people in your country use, which widens the choice of offers on the table.
The upshot is that Bitcoin can be bought P2P from the sofa, phone in hand, without meeting a stranger or ever touching notes and coins.

6. Fees, Limits and First Trades​#-6-fees-limits-and-first-tradesOnce inside the app you will come across:

  • A platform cut of a few percent on each trade, plus whatever premium the seller attaches to P2P coins bought without KYC.
  • Ceilings on what newcomers may trade, along with other restrictions that loosen the longer you use it.
Begin small while the process becomes familiar. Only once fees, ceilings and confirmations all make sense is it sensible to buy in bigger size — and even then, stay under whatever regulatory cap applies.

7. The Process, Step by Step: Buying P2P Without Cash​#-7-step-by-step-buying-bitcoin-p2p-without-cashOption A: Taking an Offer That Already Exists

  1. Head for the marketplace tab.
  2. Narrow the list down by currency — EUR, say — and by whichever cashless method suits you (SEPA, Revolut and the like).
  3. Weigh the offers against each other on price, the seller’s standing and how many trades they have already completed.
  4. Pick one and start the trade.
  5. Follow what the app tells you: the seller’s coins go into escrow, and the money leaves your account over the chosen electronic rail.
  6. Once the seller confirms the money arrived, escrow releases the coins to your address.
Option B: Posting Your Own Buy Offer

  1. Find the “Create Offer” screen.
  2. State the amount of Bitcoin you are after and the payment route you can work with — bank transfer, app, whichever.
  3. Set your price against the market; for P2P coins bought without KYC, a small premium is often expected.
  4. Post the offer and wait for someone to take it and put up the escrow.
  5. Pay as agreed, then wait on the seller’s confirmation before the coins come your way.
Either route keeps everything digital: the money travels over banking or payment rails while the Bitcoin side is handled by escrow and your own wallet. No cash, no meeting up.

8. Escrow, Chat and Dispute Handling​#-8-escrow-chat-and-dispute-handlingEscrow is what keeps a trade from turning into a scam:

  • The coins are locked away before any fiat leaves your account.
  • Payment details get sorted out with the seller over the in‑app chat.
  • If all goes well, the seller confirms and the coins are released your way.
  • If something goes sideways, a dispute can be opened; the platform goes through the evidence — transaction proofs and the chat log alike — and decides where the escrowed coins end up.
Hold on to your payment records, screenshots and transfer references included, until the trade is entirely finished.

9. Safety and Privacy Tips for P2P Without Cash​#-9-safety-and-privacy-tips-for-p2p-without-cashFor safety:

  • Look at a seller’s reputation and trading history before committing to a bigger trade.
  • Keep messages clear and civil, and hand over no personal details beyond what the trade requires.
  • Learn the flow on small amounts first, which also caps the risk.
  • Favour payment methods that leave a record and offer some recourse if a dispute arises.
On the privacy side:

  • Keep P2P coins bought without KYC apart from wallets tied tightly to your verified identity.
  • Do not sweep everything into a single address that is easy to follow.
  • Stick to basic Bitcoin hygiene: sound wallet habits, sparing reuse of addresses, and no obvious thread connecting your P2P holdings to fully regulated accounts.
To say it once more, plainly:

ONCE AGAIN: NO PERSONAL OR COMMERCIAL TIE TO PEACH BITCOIN EXISTS ON MY SIDE. THIS IS INFORMATION ONLY, AIMED AT READERS WHO WANT TO BUY BITCOIN P2P WITH DIGITAL PAYMENTS RATHER THAN CASH. ALWAYS CONFIRM THE DETAILS IN THE APP AND ON THE PROVIDER’S SITE BEFORE TRADING.
 
Here's a simpler route.

1. Purchase whatever KYC coin, from wherever.

2. Head to https://kycnot.me/?categories=aggregator, choose a swap rate aggregator from the list, then locate the account-free exchange offering the top rate.

3. Ship your KYC coins over to them.

4. Receive any coin you like back (Monero would be the clever pick, though anything works).

At this point your coins are KYC-free (provided you aren't foolish enough to route them into the very wallet your KYC coins originated from). Use them as you see fit.
 
kugelblitz said:

Here's a simpler route.

1. Purchase whatever KYC coin, from wherever.

2. Head to https://kycnot.me/?categories=aggregator, choose a swap rate aggregator from the list, then locate the account-free exchange offering the top rate.

3. Ship your KYC coins over to them.

4. Receive any coin you like back (Monero would be the clever pick, though anything works).

At this point your coins are KYC-free (provided you aren't foolish enough to route them into the very wallet your KYC coins originated from). Use them as you see fit.
Click to expand...
Honestly, that strikes me as a poor idea for anyone holding EU citizenship. Coins bought through KYC will register as a disposal the moment you move them on. I would not touch it myself. Each to their own, though — if someone wants to do it, that is their call...

EDIT: a wallet such as wasabi combined with coinjoin is another route... Plenty of options exist. Personally I lean towards p2p, so the guide stays up for anyone who wants to use it
 
Dexter said:

kugelblitz said:

Here's a simpler route.

1. Purchase whatever KYC coin, from wherever.

2. Head to https://kycnot.me/?categories=aggregator, choose a swap rate aggregator from the list, then locate the account-free exchange offering the top rate.

3. Ship your KYC coins over to them.

4. Receive any coin you like back (Monero would be the clever pick, though anything works).

At this point your coins are KYC-free (provided you aren't foolish enough to route them into the very wallet your KYC coins originated from). Use them as you see fit.
Click to expand...
Honestly, that strikes me as a poor idea for anyone holding EU citizenship. Coins bought through KYC will register as a disposal the moment you move them on. I would not touch it myself. Each to their own, though — if someone wants to do it, that is their call...

EDIT: a wallet such as wasabi combined with coinjoin is another route... Plenty of options exist. Personally I lean towards p2p, so the guide stays up for anyone who wants to use it
Click to expand...
True, it depends on the rules where you live. In my country, the amount you can earn from crypto each year before paying tax is high enough that I doubt I'd ever reach it.

What you wrote is supposed to cover coins that don't require KYC, not the most tax-efficient approach to dealing with crypto. With my approach, you end up with KYC-free crypto and far less trouble.
 
Dexter said:

DISCLAIMER: I HAVE NOTHING TO DO WITH PEACH BITCOIN. NOBODY THERE EMPLOYS ME OR PAYS ME, AND I AM NOT ON THEIR TEAM. WHAT FOLLOWS IS AN EDUCATIONAL WRITE‑UP FOR READERS WHO WANT TO BUY BITCOIN PERSON‑TO‑PEER WITHOUT HANDING OVER CASH. VERIFY EVERYTHING YOURSELF; THE RISK STAYS WITH YOU.

Buying Bitcoin Peer‑to‑Peer (P2P) With No KYC and No Cash

On most centralized exchanges, buying even a tiny slice of Bitcoin means handing over identity papers, selfies and bank details. Peach Bitcoin works along a different line: it is a mobile peer‑to‑peer marketplace where coins change hands between users directly, and in many cases the usual KYC step is skipped entirely — provided you respect whatever legal ceiling applies where you live.

These notes walk through buying Bitcoin P2P through Peach while paying by bank transfer or a payment app, so there is no need to arrange a face‑to‑face handover of cash.

1. What Is Peach Bitcoin?​#-1-what-is-peach-bitcoinPeach Bitcoin is an app‑only, peer‑to‑peer (P2P) marketplace on which buyers and sellers deal with each other directly rather than routing trades through a centralized exchange.

The wallet sits on your own device rather than with the company, and trades are protected by an escrow step: the seller’s coins are held while the deal runs, and they are only handed over once your payment has been confirmed.

The essentials:

  • An app for Android phones and Apple devices.
  • Bitcoin only — altcoins are nowhere in the picture.
  • Built for P2P deals across a range of payment rails, bank transfers and payment apps among them, which means physical cash never has to enter the picture.
2. Legal Limits and Privacy Basics​#-2-legal-limits-and-privacy-basicsThe rules Peach is built around permit trading with no KYC up to set daily and yearly ceilings. Those ceilings shift over time and vary from one country to the next, so the current figures are always worth checking in the app or on the provider’s site.

Should privacy be the priority:

  • Buy in modest, regular amounts rather than in one enormous lump.
  • Keep coins bought without KYC well apart from wallets or exchanges where you have shown ID.
3. Downloading and Installing the App​#-3-downloading-and-installing-the-app
  1. Go to the official Peach Bitcoin site and follow its links through to Google Play or the App Store.
  2. Install the app on your phone.
  3. Register with the basic details asked for — normally just an email and a password; ID and selfies only come into play above the standard ceilings.
  4. Once the wallet exists, make a backup — write the seed phrase down or store it somewhere safe — so the funds can be recovered should the phone go missing.
4. Preparing Your Bitcoin Wallet​#-4-preparing-your-bitcoin-walletPeach ships with a wallet of its own that keeps your keys in your hands, and an outside wallet can be linked up as well wherever the app allows it.

What works best:

  • Settle on a destination first: the wallet inside the app, or an external one such as a hardware device.
  • Paste your receiving address into the app beforehand, so anything you buy lands in a wallet whose keys you hold.
  • Keep seed phrases and backups away from the internet — not in screenshots, not in cloud notes.
5. Adding Non‑Cash Payment Methods​#-5-adding-non-cash-payment-methodsDoing this without cash means setting up the electronic options that sellers actually accept. The usual ones are:

  • Bank transfers — SEPA, for instance, across Europe.
  • Payment apps such as Revolut, Wise, PayPal or N26, depending on which of them people around you actually use.
  • Anything else digital, vouchers included, when an individual seller offers it.
Pick options that:

  • You already know your way around and have reason to trust.
  • Plenty of other people in your country use, which widens the choice of offers on the table.
The upshot is that Bitcoin can be bought P2P from the sofa, phone in hand, without meeting a stranger or ever touching notes and coins.

6. Fees, Limits and First Trades​#-6-fees-limits-and-first-tradesOnce inside the app you will come across:

  • A platform cut of a few percent on each trade, plus whatever premium the seller attaches to P2P coins bought without KYC.
  • Ceilings on what newcomers may trade, along with other restrictions that loosen the longer you use it.
Begin small while the process becomes familiar. Only once fees, ceilings and confirmations all make sense is it sensible to buy in bigger size — and even then, stay under whatever regulatory cap applies.

7. The Process, Step by Step: Buying P2P Without Cash​#-7-step-by-step-buying-bitcoin-p2p-without-cashOption A: Taking an Offer That Already Exists

  1. Head for the marketplace tab.
  2. Narrow the list down by currency — EUR, say — and by whichever cashless method suits you (SEPA, Revolut and the like).
  3. Weigh the offers against each other on price, the seller’s standing and how many trades they have already completed.
  4. Pick one and start the trade.
  5. Follow what the app tells you: the seller’s coins go into escrow, and the money leaves your account over the chosen electronic rail.
  6. Once the seller confirms the money arrived, escrow releases the coins to your address.
Option B: Posting Your Own Buy Offer

  1. Find the “Create Offer” screen.
  2. State the amount of Bitcoin you are after and the payment route you can work with — bank transfer, app, whichever.
  3. Set your price against the market; for P2P coins bought without KYC, a small premium is often expected.
  4. Post the offer and wait for someone to take it and put up the escrow.
  5. Pay as agreed, then wait on the seller’s confirmation before the coins come your way.
Either route keeps everything digital: the money travels over banking or payment rails while the Bitcoin side is handled by escrow and your own wallet. No cash, no meeting up.

8. Escrow, Chat and Dispute Handling​#-8-escrow-chat-and-dispute-handlingEscrow is what keeps a trade from turning into a scam:

  • The coins are locked away before any fiat leaves your account.
  • Payment details get sorted out with the seller over the in‑app chat.
  • If all goes well, the seller confirms and the coins are released your way.
  • If something goes sideways, a dispute can be opened; the platform goes through the evidence — transaction proofs and the chat log alike — and decides where the escrowed coins end up.
Hold on to your payment records, screenshots and transfer references included, until the trade is entirely finished.

9. Safety and Privacy Tips for P2P Without Cash​#-9-safety-and-privacy-tips-for-p2p-without-cashFor safety:

  • Look at a seller’s reputation and trading history before committing to a bigger trade.
  • Keep messages clear and civil, and hand over no personal details beyond what the trade requires.
  • Learn the flow on small amounts first, which also caps the risk.
  • Favour payment methods that leave a record and offer some recourse if a dispute arises.
On the privacy side:

  • Keep P2P coins bought without KYC apart from wallets tied tightly to your verified identity.
  • Do not sweep everything into a single address that is easy to follow.
  • Stick to basic Bitcoin hygiene: sound wallet habits, sparing reuse of addresses, and no obvious thread connecting your P2P holdings to fully regulated accounts.
To say it once more, plainly:

ONCE AGAIN: NO PERSONAL OR COMMERCIAL TIE TO PEACH BITCOIN EXISTS ON MY SIDE. THIS IS INFORMATION ONLY, AIMED AT READERS WHO WANT TO BUY BITCOIN P2P WITH DIGITAL PAYMENTS RATHER THAN CASH. ALWAYS CONFIRM THE DETAILS IN THE APP AND ON THE PROVIDER’S SITE BEFORE TRADING.
Click to expand...
Is there any way to verify that the BTC on offer is truly "non-KYC"? Suppose Peach labels it that way — what proof do you have that the seller isn't lying? Maybe they're only after a higher price for their BTC.
 
shirasu893 said:

Dexter said:

DISCLAIMER: I HAVE NOTHING TO DO WITH PEACH BITCOIN. NOBODY THERE EMPLOYS ME OR PAYS ME, AND I AM NOT ON THEIR TEAM. WHAT FOLLOWS IS AN EDUCATIONAL WRITE‑UP FOR READERS WHO WANT TO BUY BITCOIN PERSON‑TO‑PEER WITHOUT HANDING OVER CASH. VERIFY EVERYTHING YOURSELF; THE RISK STAYS WITH YOU.

Buying Bitcoin Peer‑to‑Peer (P2P) With No KYC and No Cash

On most centralized exchanges, buying even a tiny slice of Bitcoin means handing over identity papers, selfies and bank details. Peach Bitcoin works along a different line: it is a mobile peer‑to‑peer marketplace where coins change hands between users directly, and in many cases the usual KYC step is skipped entirely — provided you respect whatever legal ceiling applies where you live.

These notes walk through buying Bitcoin P2P through Peach while paying by bank transfer or a payment app, so there is no need to arrange a face‑to‑face handover of cash.

1. What Is Peach Bitcoin?​#-1-what-is-peach-bitcoinPeach Bitcoin is an app‑only, peer‑to‑peer (P2P) marketplace on which buyers and sellers deal with each other directly rather than routing trades through a centralized exchange.

The wallet sits on your own device rather than with the company, and trades are protected by an escrow step: the seller’s coins are held while the deal runs, and they are only handed over once your payment has been confirmed.

The essentials:

  • An app for Android phones and Apple devices.
  • Bitcoin only — altcoins are nowhere in the picture.
  • Built for P2P deals across a range of payment rails, bank transfers and payment apps among them, which means physical cash never has to enter the picture.
2. Legal Limits and Privacy Basics​#-2-legal-limits-and-privacy-basicsThe rules Peach is built around permit trading with no KYC up to set daily and yearly ceilings. Those ceilings shift over time and vary from one country to the next, so the current figures are always worth checking in the app or on the provider’s site.

Should privacy be the priority:

  • Buy in modest, regular amounts rather than in one enormous lump.
  • Keep coins bought without KYC well apart from wallets or exchanges where you have shown ID.
3. Downloading and Installing the App​#-3-downloading-and-installing-the-app
  1. Go to the official Peach Bitcoin site and follow its links through to Google Play or the App Store.
  2. Install the app on your phone.
  3. Register with the basic details asked for — normally just an email and a password; ID and selfies only come into play above the standard ceilings.
  4. Once the wallet exists, make a backup — write the seed phrase down or store it somewhere safe — so the funds can be recovered should the phone go missing.
4. Preparing Your Bitcoin Wallet​#-4-preparing-your-bitcoin-walletPeach ships with a wallet of its own that keeps your keys in your hands, and an outside wallet can be linked up as well wherever the app allows it.

What works best:

  • Settle on a destination first: the wallet inside the app, or an external one such as a hardware device.
  • Paste your receiving address into the app beforehand, so anything you buy lands in a wallet whose keys you hold.
  • Keep seed phrases and backups away from the internet — not in screenshots, not in cloud notes.
5. Adding Non‑Cash Payment Methods​#-5-adding-non-cash-payment-methodsDoing this without cash means setting up the electronic options that sellers actually accept. The usual ones are:

  • Bank transfers — SEPA, for instance, across Europe.
  • Payment apps such as Revolut, Wise, PayPal or N26, depending on which of them people around you actually use.
  • Anything else digital, vouchers included, when an individual seller offers it.
Pick options that:

  • You already know your way around and have reason to trust.
  • Plenty of other people in your country use, which widens the choice of offers on the table.
The upshot is that Bitcoin can be bought P2P from the sofa, phone in hand, without meeting a stranger or ever touching notes and coins.

6. Fees, Limits and First Trades​#-6-fees-limits-and-first-tradesOnce inside the app you will come across:

  • A platform cut of a few percent on each trade, plus whatever premium the seller attaches to P2P coins bought without KYC.
  • Ceilings on what newcomers may trade, along with other restrictions that loosen the longer you use it.
Begin small while the process becomes familiar. Only once fees, ceilings and confirmations all make sense is it sensible to buy in bigger size — and even then, stay under whatever regulatory cap applies.

7. The Process, Step by Step: Buying P2P Without Cash​#-7-step-by-step-buying-bitcoin-p2p-without-cashOption A: Taking an Offer That Already Exists

  1. Head for the marketplace tab.
  2. Narrow the list down by currency — EUR, say — and by whichever cashless method suits you (SEPA, Revolut and the like).
  3. Weigh the offers against each other on price, the seller’s standing and how many trades they have already completed.
  4. Pick one and start the trade.
  5. Follow what the app tells you: the seller’s coins go into escrow, and the money leaves your account over the chosen electronic rail.
  6. Once the seller confirms the money arrived, escrow releases the coins to your address.
Option B: Posting Your Own Buy Offer

  1. Find the “Create Offer” screen.
  2. State the amount of Bitcoin you are after and the payment route you can work with — bank transfer, app, whichever.
  3. Set your price against the market; for P2P coins bought without KYC, a small premium is often expected.
  4. Post the offer and wait for someone to take it and put up the escrow.
  5. Pay as agreed, then wait on the seller’s confirmation before the coins come your way.
Either route keeps everything digital: the money travels over banking or payment rails while the Bitcoin side is handled by escrow and your own wallet. No cash, no meeting up.

8. Escrow, Chat and Dispute Handling​#-8-escrow-chat-and-dispute-handlingEscrow is what keeps a trade from turning into a scam:

  • The coins are locked away before any fiat leaves your account.
  • Payment details get sorted out with the seller over the in‑app chat.
  • If all goes well, the seller confirms and the coins are released your way.
  • If something goes sideways, a dispute can be opened; the platform goes through the evidence — transaction proofs and the chat log alike — and decides where the escrowed coins end up.
Hold on to your payment records, screenshots and transfer references included, until the trade is entirely finished.

9. Safety and Privacy Tips for P2P Without Cash​#-9-safety-and-privacy-tips-for-p2p-without-cashFor safety:

  • Look at a seller’s reputation and trading history before committing to a bigger trade.
  • Keep messages clear and civil, and hand over no personal details beyond what the trade requires.
  • Learn the flow on small amounts first, which also caps the risk.
  • Favour payment methods that leave a record and offer some recourse if a dispute arises.
On the privacy side:

  • Keep P2P coins bought without KYC apart from wallets tied tightly to your verified identity.
  • Do not sweep everything into a single address that is easy to follow.
  • Stick to basic Bitcoin hygiene: sound wallet habits, sparing reuse of addresses, and no obvious thread connecting your P2P holdings to fully regulated accounts.
To say it once more, plainly:

ONCE AGAIN: NO PERSONAL OR COMMERCIAL TIE TO PEACH BITCOIN EXISTS ON MY SIDE. THIS IS INFORMATION ONLY, AIMED AT READERS WHO WANT TO BUY BITCOIN P2P WITH DIGITAL PAYMENTS RATHER THAN CASH. ALWAYS CONFIRM THE DETAILS IN THE APP AND ON THE PROVIDER’S SITE BEFORE TRADING.
Click to expand...
Is there any way to verify that the BTC on offer is truly "non-KYC"? Suppose Peach labels it that way — what proof do you have that the seller isn't lying? Maybe they're only after a higher price for their BTC.
Click to expand...
KYC only matters in relation to you personally — did you have to hand over identifying details to obtain the cryptocurrency in question? Suppose a seller was foolish enough to acquire their BTC through a KYC/AML (anti-money laundering) exchange and then offload it to you over a DEX/P2P. For you, that has no bearing, and it poses no issue for you either. It's the seller whose KYC is tied to those coins.

If anything, a seller doing that works in your favor. Should you end up with dirty coins (ones known to have been tied to prior criminal activity), you could run into trouble using them within a KYC/AML setting — say, by sending them to an exchange that complies with KYC/AML rules. But if the seller was dumb enough to pass along their own KYC coins from a KYC/AML exchange, then you can be certain those coins are clean, since a KYC/AML exchange would never have sold them dirty coins.

In practice, plenty of the coins you'll receive from non-KYC sources are dirty, which is usually acceptable when paying your vendor, but you shouldn't be routing them into your own KYC account at a KYC/AML exchange, because they'll likely get frozen or seized.

That's one more argument for using Monero. Monero has no dirty coins, since every coin in Monero is genuinely fungible (all equal in value, the way physical cash notes are).
 
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