This is what I did

javajoe316

Explorer
Joined
Nov 5, 2025
Messages
10
Reaction score
2
Location
California, US
This post is for people who are new and haven't tried crypto yet.

I followed the PayPal guide, and here's the process I went through.

Exodus got installed on my phone.

Using my debit card inside Exodus, I purchased $30 of ETH. I figured that was fine and I'd simply keep buying. But since I bank with Chase, anything above a small threshold got rejected, both debit and credit. MoonPay was another attempt, and it was rejected too. Chase Fraud alerts would come through, and the texts suggested switching to a different method "like ACH". So with PayPal, you're able to connect your bank by entering the account and routing numbers. Your PayPal account also needs to be Crypto Verified. I completed this on my phone, since it requires photos of your driver's license and your face. I'm located in the US, so elsewhere this might not be the same.

After that, PayPal allowed me to purchase my $550 of ETH, but it was held for 7 days and I couldn't send it. This also happened to be when crypto was crashing. So once the 7 days passed, I only ended up with $400 of ETH. So from PayPal I immediately sent it to my Exodus wallet and swapped it. Within PayPal you can purchase PayPal USD crypto (PYUSD). With my linked bank account I bought another $200. It showed up in roughly 15 minutes. On ETH, you can receive the PYUSD into your Exodus wallet, I just had to look it up in the app.

My plan the entire time was to try USDT on ETH, so I traded my ETH for USDT. After that I traded my PYUSD for USDT.

Buying ETH directly isn't something I'd do again given how volatile it is, I'd just get PYUSD instead.

The app makes swapping simple, no need to visit any Jupiter portal or anything like that. You just type in the amount and the new crypto you're swapping into.

When you go to send everything, of course, check two or three times that the vendor's wallet address is right.

People who know crypto well will likely tell you there are better approaches. But it worked for me, and it might work for someone else as well.

Thanks to the person who wrote the original guide, it gave me the confidence to try it myself.
 
Thanks for walking through what you went through. I'm still very much a beginner.

Right now I'm overpaying because Crypto makes me too nervous to try.
 
javajoe316 said:

This post is for people who are new and haven't tried crypto yet.

I followed the PayPal guide, and here's the process I went through.

Exodus got installed on my phone.

Using my debit card inside Exodus, I purchased $30 of ETH. I figured that was fine and I'd simply keep buying. But since I bank with Chase, anything above a small threshold got rejected, both debit and credit. MoonPay was another attempt, and it was rejected too. Chase Fraud alerts would come through, and the texts suggested switching to a different method "like ACH". So with PayPal, you're able to connect your bank by entering the account and routing numbers. Your PayPal account also needs to be Crypto Verified. I completed this on my phone, since it requires photos of your driver's license and your face. I'm located in the US, so elsewhere this might not be the same.

After that, PayPal allowed me to purchase my $550 of ETH, but it was held for 7 days and I couldn't send it. This also happened to be when crypto was crashing. So once the 7 days passed, I only ended up with $400 of ETH. So from PayPal I immediately sent it to my Exodus wallet and swapped it. Within PayPal you can purchase PayPal USD crypto (PYUSD). With my linked bank account I bought another $200. It showed up in roughly 15 minutes. On ETH, you can receive the PYUSD into your Exodus wallet, I just had to look it up in the app.

My plan the entire time was to try USDT on ETH, so I traded my ETH for USDT. After that I traded my PYUSD for USDT.

Buying ETH directly isn't something I'd do again given how volatile it is, I'd just get PYUSD instead.

The app makes swapping simple, no need to visit any Jupiter portal or anything like that. You just type in the amount and the new crypto you're swapping into.

When you go to send everything, of course, check two or three times that the vendor's wallet address is right.

People who know crypto well will likely tell you there are better approaches. But it worked for me, and it might work for someone else as well.

Thanks to the person who wrote the original guide, it gave me the confidence to try it myself.
Good to hear you got it functioning. Maybe this is already your practice, but if not, think about setting up a dedicated bank account for things like this and leaving only a small balance in it, so that any breach can't do much damage. We started doing that for our companies after we began permitting direct fund transfers, which of course required giving our bank routing number to clients. Could be overly cautious, but I'd rather err on the side of safety.
 
Wallydog said:

javajoe316 said:

This post is for people who are new and haven't tried crypto yet.

I followed the PayPal guide, and here's the process I went through.

Exodus got installed on my phone.

Using my debit card inside Exodus, I purchased $30 of ETH. I figured that was fine and I'd simply keep buying. But since I bank with Chase, anything above a small threshold got rejected, both debit and credit. MoonPay was another attempt, and it was rejected too. Chase Fraud alerts would come through, and the texts suggested switching to a different method "like ACH". So with PayPal, you're able to connect your bank by entering the account and routing numbers. Your PayPal account also needs to be Crypto Verified. I completed this on my phone, since it requires photos of your driver's license and your face. I'm located in the US, so elsewhere this might not be the same.

After that, PayPal allowed me to purchase my $550 of ETH, but it was held for 7 days and I couldn't send it. This also happened to be when crypto was crashing. So once the 7 days passed, I only ended up with $400 of ETH. So from PayPal I immediately sent it to my Exodus wallet and swapped it. Within PayPal you can purchase PayPal USD crypto (PYUSD). With my linked bank account I bought another $200. It showed up in roughly 15 minutes. On ETH, you can receive the PYUSD into your Exodus wallet, I just had to look it up in the app.

My plan the entire time was to try USDT on ETH, so I traded my ETH for USDT. After that I traded my PYUSD for USDT.

Buying ETH directly isn't something I'd do again given how volatile it is, I'd just get PYUSD instead.

The app makes swapping simple, no need to visit any Jupiter portal or anything like that. You just type in the amount and the new crypto you're swapping into.

When you go to send everything, of course, check two or three times that the vendor's wallet address is right.

People who know crypto well will likely tell you there are better approaches. But it worked for me, and it might work for someone else as well.

Thanks to the person who wrote the original guide, it gave me the confidence to try it myself.
Good to hear you got it functioning. Maybe this is already your practice, but if not, think about setting up a dedicated bank account for things like this and leaving only a small balance in it, so that any breach can't do much damage. We started doing that for our companies after we began permitting direct fund transfers, which of course required giving our bank routing number to clients. Could be overly cautious, but I'd rather err on the side of safety.
That's a smart approach. Keeping a dedicated account with only a small balance in it makes sense. If you want yet another layer separating your regular money from crypto activity, using a separate bank could provide some additional protection in case of flags or freezes.
 
Back
Top